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It is very difficult for young people to think of retirement, non-the-less start planning for retirement. Planning for retirement is considered a smart approach to investing and it is never too early or too late to start investing.  There are three components to a retirement portfolio; pension, social security and savings and investments.  Acquire the knowledge of these components to help you compare employment offers upon graduation so that you will make informed decisions in regards to your future financial stability and security.

For more information on retirement planning, please visit Social Security Administration.