MoneyCounts: A Financial Literacy Series

MoneyCounts: A Financial Literacy Series is a Penn State branded umbrella program that was developed at Outreach and Online Education – Financial Literacy Center. The program offers free workshops at different locations, presentations, webinars, and freshmen seminar classes in a series of topics relevant to students’ interests.  All presentations under MoneyCounts: A Financial Literacy Series are developed and presented by the Penn State Financial Literacy Center team members funded and located at Outreach and Online Education to serve the Pennsylvania State University.

Next Workshop

STEP into Financial Literacy

Wednesday, July 12, 2017
4:00 PM-5:30 PM
131 HUB Robeson Center

Moving away from home to University Park Campus can be exciting and challenging at the same time. To help you ease your transitional experience, Brad Yeckley, Assistant Director of Financial Literacy, takes you on a journey of a personal financial discovery, interactively discusses financial implication of moving including financial aid, tuition changes, housing, meals, transportation, technology, books, and social entertainment. This workshop will help you acquire fundamental skills in financial literacy to ease your transition of moving away into a successful experience.  This MoneyCounts presentation is provided by the Penn State Financial Literacy Center team as a private class.

 

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Previous Workshops and Resources

AAUW State College – Financial Literacy for Women – Open to Public

Despite the remarkable strides women have made over time in being the most powerful consumers, and gaining social and professional positions, they still experience too many demands on their time and money. They are constantly juggling priorities at home, work and social life. They shape the future of the nation, but pay little attention to combating their personal financial challenges through life and into retirement. This workshop will discuss the overall financial status and life cycle of women, explore the proper approach to budgeting to eliminate debt and stimulate saving and investing. This interactive session is for all women seeking the ability to use skills and knowledge in financial literacy to manage financial resources effectively for a life of financial freedom and security. This MoneyCounts free workshop is offered by the Penn State Financial Literacy Center as a special session to AAUW State College Branch.  Open to Public.

RSVPs are required and are due to mailto:cbishop@ccysb.com by Monday, April 10.

Requested by Jennifer Karch and Connie Schroeder

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Register for AAUW State College – Financial Literacy for Women – Open to Public


Access, Affordability and Financial Literacy

A presentation on access, affordability and financial literacy for the Hendrick Best Practices for Adult Learners Conference.

The Pennsylvania State University is committed to deliver to students the highest-quality education at a cost that ensures access for PA citizens. To achieve that goal, President Barron stated several possible solutions among them helping students graduate with a degree within four years. He also challenged the institution to seek resources and focus on several possible solutions to help Penn State students address financial barriers to college completion. The Commission for Adult Learners took these challenges seriously as the Commission is always exploring possible avenues to ease the burden on adult learners, academically and financially. This interactive session is to discuss the Commission’s efforts in meeting these challenges head on including achieving stripes in the area of providing financial literacy to all students.

The conference will take place on May 9, 2017 from 9:00AM to 3:15PM. Concurrent sessions will be presented in the morning and afternoon hours. For additional information and registration –  http://hendrick.psu.edu/

 

 

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Budgeting Fundamentals

Budgeting lies at the foundation of every financial plan. It is never only about money; it is mostly about making financial choices. In this workshop on Budgeting Fundamentals, Dr. Rizk, Penn State Financial Literacy Manager simplifies budgeting in just 5 steps that are easy to follow, shares simple strategies to evaluate and better manage your finances, including tips on handling debt and setting short and long term goals using the SMART model.

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Credit Cards

Dr. Daad Rizk, Penn State Financial Literacy Manager, discusses the pros and cons of paying with plastic, how to read a credit card statement, how to manage credit card debt, and how credit cards can impact your credit history, credit report, and credit score. This workshop will uncover the mystery of how a FICO score is calculated and reveal tips to protect your financial reputation.  This MoneyCounts workshop is provided by the Penn State Financial Literacy team.

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Debt Management

In this workshop, Penn State’s Financial Literacy Manager, Dr. Daad Rizk will help you identify, manage and reduce your debts, whether they are from credit cards, student loans or other debt sources. Learn to track spending, differentiate between wants and needs, build a sustainable budget, strategize for tough economic times, and make little changes that save money overtime and help with overall debt management and financial control.

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FAFSA and Scholarships

Each year, students and parents complete the FAFSA to be considered for financial aid from the federal government, and in most instances, additional money from the state in which they reside and the college they want to attend. That’s why the Free Application for Federal Student Aid is so important – it is the gateway to three potentially big sources of financial aid from federal, state, and college entities. If you don’t complete a FAFSA, you could be missing out on a lot of financial aid including potential scholarships. In this workshop, Penn State Financial Literacy Manager, Dr. Daad Rizk will help students review the Financial Aid Process, understand the FAFSA application and explore options to find scholarships to finance education.

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Financial Literacy: What’s in it for Women? Open to Public

Financial literacy is a serious issue facing women in the United States (and globally). In this workshop, Penn State’s Financial Literacy Director, Dr. Daad Rizk will discuss the money-related challenges women face and solutions that can help women succeed financially despite these challenges. The workshop will cover topics like earnings, spending habits, family responsibilities, career opportunities, and paying for education.  This MoneyCounts presentation is provided by the Penn State Financial Literacy Center team. Open to all students and public. No registration is needed.

AAUW – Jennifer Karch  and Heather Gardner

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Financial Literacy for Women

Financial literacy is a serious issue facing women in the United States (and globally). In this workshop, Penn State’s Financial Literacy Director, Dr. Daad Rizk will discuss the money-related challenges women face and solutions that can help women succeed financially despite these challenges. The workshop will cover topics like earnings, spending habits, family responsibilities, career opportunities, and paying for education.

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First Year Seminar

Financial literacy is the ability to use knowledge and skills to manage financial resources effectively for a lifetime of well-being.  This First Year Seminar presentation will introduce attendees to the topics of budgeting, saving, investing, debt, student loans, and risk management. Additional resources available to students will also be highlighted. This MoneyCounts presentation is provided by the Penn State Financial Literacy Center team as a private session.

 

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Getting Student Loans

What is the difference between a Federal Perkins Loan and a Direct Subsidized Loan? How much can you afford to borrow? In this workshop, Penn State’s Financial Literacy Director, Dr. Daad Rizk clarifies the types of loans available to college students, identify the steps to take before borrowing, reveal the relationship between future income and current loan borrowing, and teach how to forecast a future budget.

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Advising and Financial Literacy

If money doesn’t grow on trees, then why do banks have branches?

Academic success, coupled with financial literacy, can position students to achieve their dreams. As advisers work tirelessly to empower students to meet academic requirements and challenges, they must also recognize that financial literacy plays an important role in meeting their professional obligations. This MoneyCounts presentation and discussion will hopefully lead to open dialogue regarding financial literacy for students and the role academic adviser’s play. Specific information will be discussed around particular topics, however the session is meant to be broad based discussion of financial literacy.

 

 

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Military Financial Challenges and Benefits

Dr. Daad Rizk, Financial Literacy Director, and Matthew Heckman, Military Admissions Counselor, cover practical information to help military personnel prepare financially for:

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Mortgages: The Financial Process of Owning a Home

Buying a house is one of the most important financial decisions you would have to make in your life, and you cannot afford to be pushed into it before you fully understand the financial process of owning a home. In this workshop, Penn State’s Financial Literacy Director, Dr. Daad Rizk will help you understand how to budget for the cost, calculate your mortgage amortization schedule, improve your chances of getting a mortgage, find a monthly payment you can afford, and more.

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Penn State Hazelton – Financial Literacy Overview to Students

During this session, the Penn State Financial Literacy Center in collaboration with Penn State Hazelton Library will introduce students to the topics of budgeting, saving, investing, debt, student loans, and risk management. Open to all students!

Requested by Valerie Lynn, Head Librarian

 

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Register for Penn State Hazelton – Financial Literacy Overview to Students


Penn State Hazleton – Saving and Investing – Open to Public!

Complex and confusing financial products are a necessary vehicle as you build a foundation for your future.  This workshop will highlight the importance of saving and investing, asset protection as well as the relationship between risk and return.  This is a special MoneyCounts Series workshop offered by the Penn State Financial Literacy Center in collaboration with Penn State Hazleton Library. Open to Public!

Requested by Valerie Lynn, Head Librarian

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Register for Penn State Hazleton – Saving and Investing – Open to Public!


Identity Theft: Protecting Yourself

Identity theft can compromise your personal and financial records and disrupt your life, and it can take years to restore your good name and financial reputation. In this workshop, Penn State’s Financial Literacy Director, Dr. Daad Rizk will help you learn how to protect yourself and what to do if identity theft happens to you.

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Budgeting/Saving and Investing

Budgeting lies at the foundation of every financial plan. It is never only about money; it is mostly about making financial choices. This interactive workshop on Budgeting Fundamentals,  simplifies budgeting in just 5 steps that are easy to follow, shares simple strategies to evaluate and better manage your finances, including tips on handling debt and setting short and long term goals using the SMART model. Some focus will be given on budgeting for the holidays.

Today we live in a complex world, and the realm of saving and investing for your future is just as complex. Gone are the days where you could just sit back and rely on a company pension, social security and saved cash for emergencies. Complex and confusing financial products are a necessary vehicle as you build a foundation for your future. This presentation will arm you with the knowledge you need to make more informed saving and investment decisions. It highlights the importance of saving and investing, asset protection as well as the relationship between risk and return.

This MoneyCounts presentation is provided by the Penn State Financial Literacy Center team as a private session. 

Karen Michel ksm15@psu.edu

 

 

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Self-Study Modules in Financial Literacy

A Presentation in Program Design and Development at the Annual Conference on Financial Education, Institute for Financial Literacy to showcase the development of the Self-Study Modules at the Pennsylvania State University.  Director of Penn State Financial Literacy Center, Dr. Daad Rizk, will show case the development of the financial literacy website and the 20 newly created, student focused, self-study modules in financial literacy.  Modules are open to public and can be accessed from the main website https://financialliteracy.psu.edu/

For more information on the conference:  https://acfeonline.org/

 

 

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Spring Clean Financial Clutter

Spring cleaning can clear clutter in your personal financial life just like it does for your closets and garage. In this workshop, Penn State’s Financial Literacy Director, Dr. Daad Rizk teaches you to take control of your finances and simplify financial record keeping for year end tax purpose, reducing stress and saving time in the long run.

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STEP into Financial Literacy

Moving away from home to University Park Campus can be exciting and challenging at the same time. To help you ease your transitional experience, Brad Yeckley, Assistant Manager of Financial Literacy, takes you on a journey of a personal financial discovery, interactively discusses financial implication of moving including financial aid, tuition changes, housing, meals, transportation, technology, books, and social entertainment. This workshop will help you acquire fundamental skills in financial literacy to ease your transition of moving away into a successful experience.  This MoneyCounts presentation is provided by the Penn State Financial Literacy Center team as a private class for Student Orientation and Transitions.

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Strategies for Success: Student Loan Repayment

When you graduate, withdraw from school, or drop below half-time enrollment status you will have six months before your first payment is due on your subsidized and unsubsidized loans. In this workshop, Penn State’s Financial Literacy Manager, Dr. Daad Rizk will share budgeting tips to meet your payments and strategies to protect your financial reputation throughout the terms of the loans. This workshop will help you learn how to get yourself ready to start the repayment process, choose your repayment plan and make the decision to consolidate your payment.

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Using Student Loans Responsibly

A college degree is an investment in your future and that investment must be undertaken responsibly. National student loan debt is increasing by 2,700 dollars per second and is well over 1 trillion dollars. Additionally, there are currently more that 3.6 million borrowers in default. This workshop is designed to help attendees responsibly utilize their student loans in order to maximize that return on their education while avoiding the pitfalls that countless borrowers face. This MoneyCounts presentation is provided by the Penn State Financial Literacy Center team as a private class session.

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Wage and Tax Fundamentals

Taxes are something nobody enjoys thinking about, but it’s important that you educate yourself on important issues related to your taxes. This will ensure that you fulfill your legal obligations and avoid penalties or other problems—and may even help you save some money on your tax bill. In this workshop, Penn State’s Financial Literacy Director, Dr. Daad Rizk and Dr. Cathy Bowen, Professor and Consumer Issues Specialist, will cover some important tax-related topics.

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What is Financial Literacy?

The Pennsylvania State University Financial Literacy’s mission is to provide students the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being. But, what is financial literacy and what are the skills that students need to acquire? In this workshop, Dr. Daad Rizk, Penn State Financial Literacy Director, presents an overview of financial literacy and gives specific steps and tips to examine and alter core attitudes and beliefs about money management as a prelude to reaching a successful financial life.

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